Atome is a leading buy now pay later brand in Asia. Launched in December 2019, Atome partners over 5000 leading online and offline retailers across many different industries. Their services are available in 9 markets across Southeast Asia and Greater China. 

Atome allows customers to make payments every month over 3 instalments at 0% interest and with no admin fee. On the other hand, their merchants receive the full transaction amount excluding fees, within 3 working days. Atome bears the full credit liability, eliminating the risks for merchants. Atome also has a loyalty program called Atome+ which extends beyond transactions, cashbacks and discounts; but amplifies the wallets of users through user-friendly features, flexibility in earning and redemption of points, in-app games, exclusive rewards and features. 


Integration of Atome 

  • Easy-to-use open API doc to suit integrations with native sites. Rich integration experience with top ecommerce platforms. 
  • Plug & play integration with leading e-commerce plugins, >5 mins process. Atome supports major e-commerce platforms and payment gateways including Prestashop. They all help to integrate Atome on client’s ecommerce websites and physical stores.
  • Deeply integrated with major banks as funding channeling partner.
  • One integration serving all countries, making them suitable for businesses with international transactions. 

Additional Features

  • Available on iOS and Google Play store
  • Revolving Banner to feature your brands
  • Popular and Recommended Stores adjusted based on user browsing patterns and demographic
  • Hosting of SKUs in Atome App that links out to merchant websites
  • Atome+ Loyalty Programme ensures customers are rewarded
  • Clear indication of outstanding and completed bills
  • Ability for customer to pay ahead of schedule if they prefer
  • Atome voucher system to drive transactions at our merchants when they spend with Atome