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Payment Gateway 
About Telemoney
About Telemoney
Base Fee Schedule
| One-time set-up fee* | : S$400 |  |
| Annual Maintenance** | : S$600 (1st Year) S$500 (2nd Year) S$400 (3rd Year)
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| Security Deposit | : Please see Appendix A for list |
* Other than the standard integration module, S@W does provide customized integration to cater for merchants’ specific needs. For customized integration module, a separate set-up fee will be quoted.
** Annual Maintenance Fees are based on a single currency of merchant’s choice. Multiple currency requests may be subjected to additional annual costs.
Transaction Fee Schedule
| Gold Rate**** | Standard Rate | |
| Visa / MasterCard Discount rate | 3.0% + $0.50 per trx | 3.5% + $0.50 per trx or 3.8% per trx |
| JCB Discount rate (upon request) | 4.0% + $0.50 per trx | 4.5% + $0.50 per trx |
| Amex Processing Fee(upon request) | 0.5% per trx | 1% per trx |
| Diners Processing Fee (upon request) | 0.5% per trx | 1% per trx |
| TeleGiro Bank Account Debit (Giro On Demand from all banks) |
Minimum of S$0.50 or 1% per trx., whichever is higher |
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| eNETS Internet Banking Account Debit | Minimum of S$1.30 or 2.2% per trx whichever is higher | Minimum of S$1.50 or 2.5% per trx whichever is higher |
| EZ-link Online | Minimum of S$0.30 or 4.5% per txn, whichever is higher |
**** Gold Rate is based on the average per month sales transactions of $100k for credit cards and $10k for Internet Banking over a 3 months period.
All merchants will enjoy the Gold Rates for the first 6 months and adjusted accordingly on month 7 where appropriate.
TeleMoney EasyPay e-Payments Gateway Fee Rates Schedule
Appendix A
Security Deposit Breakdown*
| Monthly Transaction Volume Range | Required Security Deposit** |
| Less than $3,000 | $500 |
| $3,000 to $5,000 | $1,000 |
| $5,000 to $10,000 | $2,000 |
| $10,000 to $15,000 | $3,000 |
| $15,000 to $20,000 | $4,000 |
| $20,000 to $25,000 | $5,000 |
| $25,000 to $30,000 | $6,000 |
| $30,000 to $35,000 | $7,000 |
| $35,000 to $40,000 | $8,000 |
| $40,000 to $45,000 | $9,000 |
| $45,000 to $50,000 | $10,000 |
| $50,000 to $55,000 | $11,000 |
| $55,000 to $60,000 | $12,000 |
| $60,000 to $65,000 | $13,000 |
| $65,000 to $70,000 | $14,000 |
| $70,000 to $75,000 | $15,000 |
| $75,000 to $80,000 | $16,000 |
| $80,000 to $85,000 | $17,000 |
| $85,000 to $90,000 | $18,000 |
| $90,000 to $95,000 | $19,000 |
| $95,000 to $100,000 | $20,000 |
- All figures stated above are in the currency the Merchant is transacting in.
- For amounts above $100,000, a separate evaluation will be done for the security deposit requirements.
- Security Deposit required will be based on estimation of monthly Volume before the service begins, and reviewed every three months.
- Merchant will be debited/credited according to the monthly transaction volume scale.
- Minimum deposit required is $500.
* Security Deposit is compulsory for Merchants signing on with DBS Bank as their acquirer.
** This security deposit is refundable to merchants after 6 months upon termination of services.
